How to Buy an HDB Without a Property Agent in Singapore?


If you choose to buy a HDB without a property agent in Singapore, do your research and prepare as much as possible. The more prepared you are the easier the home buying process will be.

1. Prepare your mortgage documentation well in advance

Getting preapproved for a mortgage will help streamline the home buying process. Preapproval may even help you get in the good graces of the sellers. You can place an offer on a home without a bank preapproval, but it may slow the process down and increase your chances of not getting the home of your dreams. If you are getting an HDB loan, you will need to get a preapproval from HDB before making an offer.

2. Do your own market research

Research recent home sales in your neighborhood at HDB map services. Current listings are not indicative of actual value.

3. Get familiar with the neighborhood

You will want to understand nearby amenities, school statistics, property development and anything that would sway the purchase of your home.

4. Time to do some shopping

After knowing where you want to live, you can start searching for your new home. One useful tool to search for your next HDB resale flat is Ping Property portal. Ping Property Portal is a platform for buyers and sellers to contact each other directly. This would save sellers thousands of dollars on agent commissions. The best part about this is that; it is FREE for all to use. 

Property owners can list their property to sell or rent and interested parties are able to communicate with them directly via phone or email. Our Ping Property team will also conduct regular checks to ensure that each listing is authentic.

Be sure to use One Map to check whether the Flat is within 1km – 2km from the school that you are thinking to send your child to.

If you are overwhelmed by the task of buying your HDB flat and feel that you need the services of a property agent, Ping Property can provide a Flat Fee Property Agent services as well.

5. You will need to put your negotiation pants on

There is a lot more at stake when negotiating the price of your home. You will want to get familiar with the best negotiation tactics and what’s appropriate when negotiating the sale of your new home. Be sure to establish who should pay closing costs. You don’t want to get stuck with the expense without agreeing to it.

6. Request seller for some disclosures

If you don’t know what to ask for they may not provide all the information you need.

7. Be ready with your Questions!

You will also want to prepare a list of questions to ask the seller prior to the sale of the home. Here are a few questions you should consider.

Well, you have Ping Property in Singapore!


Buying a home without a realtor is a big task, especially if you’re inexperienced. If you want to get the best deal on your home, it may be wise to partner with a suitable property agent. 

Ping Property realizes that DIY might not be suitable for everyone. If you require assistance from our experienced property agents for any step of the process, just contact our trusted agents if you need more help.

Check out some of our services here:
Property Agent Service
Buyer Documentation Service
Seller Documentation Service
Landlord Documentation Service

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